They said exactly what I had been thinking about
HSBC denies internet bank accounts vulnerable
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| The Grauniad claimed the hole was discovered by a bunch of boffins at
| Cardiff University who went public to warn bank customers. The
| vulnerability only exists if PCs have been compromised by keylogging
| software.
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| But HSBC has said the claims are exaggerated. Keylogging, installed by
| some malware, is required for the scam to work, according to the newspaper.
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http://www.theinquirer.net/default.aspx?article=33588
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