"[H]omer" == [H]omer <H> writes:
[H]omer> (username, A/C number. -> Where were you born, mother's
[H]omer> maiden name. -> select character 1, 3 and 4 from your
[H]omer> password. Or something similar). The exact questions
[H]omer> asked are rotated from a selection, so you're not always
[H]omer> asked the same questions each time you logon.
So, a combined key-logger+screen-recorder would break this security
scheme, right?