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Time is Up: British Law Enforcement and Tax Collection Authorities Tolerate Crime by Government Contractor

Waiting for Godot: Let's report fraud by Sirius; To people overseen by Sirius clients

Summary: Today we conclude this week’s series, which explained how Sirius isn’t just funded by the British government but is also protected by the British government; HMRC is not responding to fraud reports (sent exactly 4 weeks ago) and Action Fraud, overseen by a client of Sirius (since 2013), does not seem to have even opened the Pension Fraud complaint (it sent a template response after exactly 4 weeks*)

WHEN we finally reach Tuesday or Wednesday (next week) it will be 4 weeks since my Member of Parliament contacted Action Fraud regarding the pension fraud complaint that Action Fraud is ignoring. Action Fraud has still not bothered responding to her. I’m not the sole victim of this fraud. Former colleagues were robbed as well (a lot of money was covertly stolen). For the time being we’re closing this series and will post another further update/s anew. This isn’t the end. This is only the beginning of a rather broad political scandal. Can one trust a government to regulate itself or its contractors? Can one complain to a government about abuse against its own workers? This in many ways resembles the EPO scandals. The EPO even invented its own Ombuds office or “EPO’s Ombuds service”, created and controlled by those who spent over a decade committing crimes at the EPO. Such “Ombuds” is farcical; it’s an exercise in optics (giving people out there the mere illusion of accountability).

Gaslighting and/or self-induced defeatism (learned helplessness) is a potent weapon leveraged against the impatient and unmotivated. We’re neither impatient nor unmotivated, so this will carry on and on until a resolution is found and the perpetrators of the crime are arrested.
* Out of business hours on a weekend. It seems safe to assume no actual person sent that.

BT Full Fibre Broadband is Throttling Down Fibre Connections and Then Upselling the ‘Real’ Speeds of Fibre-optics

All about bundling and complicated structuring for tiers (artificially-degraded services)

BT Full Fibre Broadband

I moved to fibre-optics earlier this year. It was already possible in 2021, but following a series of blunders I decided to delay the transition by nearly 2 years.

The thing about it this year is, BT lied about various things. It also lied about speeds (downstream and upstream) of the connection. How do I know? Well, the other day I did large uploads and then BT all of a sudden phoned me. It was a sales rep. He almost immediately started asking me if I wanted to upgrade speeds. I politely declined and explained why.

But now it’s changing some more. It now ‘feels’ different; now they seem to be severely throttling my uploads (probably to upsell again after a ‘free trial’ which lasted a fortnight; after this trial they tried to upsell it several times). How desperate are they for extra money?

Everyone knows that fibre should not be 100kB/sec upstream, no matter what (unless there is something wrong at the other end, the receiving end).

They want more money, so they hobble/throttle by upstream speeds and then phone me to ask me to pay more. They want me pay yet more money to get what I ALREADY paid for. Not nice. Will they be doing so more aggressively once they’ve transitions almost everyone to fibre-optics, under-delivering intentionally?

Your misery and impatience should not be their profit prospect. Because then they have a financial incentive to make you miserable or less productive.

BT “customer services” may fancy saying they don’t intentionally slow down connections, but of course they do. Selling you back the “real” speed is part of the business model. It’s a class system.

What E.ON Next Says About Cadent Gas Limited Replacing Metal With Plastics at Unexpected Times

Video download link | md5sum 3423a47dfdeaf06eccf9210c582f0523
Energy Suppliers and Gas Pipes
Creative Commons Attribution-No Derivative Works 4.0

THE power supplier we have is not the power supplier we chose. It was inherited by us when we moved in a decade ago and it has since then been acquired by another company, which I’ve endlessly ranted about in the past. The original company, nPower, was relatively OK, but E.ON Next sucks. The above recording is my phonecall or reach-out to E.ON Next regarding what happened with Cadent Gas Limited — a company that basically ruined my entire day and might ruin several more days ahead. Cadent Gas Limited management is unapologetic about it, but at least E.ON Next promises to follow up with a call some time later (unspecified time), so maybe there will be updates ahead.

Is it not astounding that E.ON Next charges almost 150 pounds just to turn off the gas? It sounds like a penalty, not a sane bill for such a trivial job. In a free market of true competition, would such penalties exist? Also, why aren’t the pipes managed by the Council anyway? Why has everything been outsourced to opportunistic privatisers?

Standard Life Profits From Facilitating Pension Fraud

In their own words (lies or contradictions included):

Standard Life fraud

Summary: After almost 40 days Standard Life finally gets back (in writing) to victims of the fraud at Sirius ‘Open Source’; the response is designed to help Standard Life “wash its hands” without actually tackling fraud committed in its name (and with documents produced by Standard Life, not forged)

HOURS after I prodded Standard Life by E-mail they finally got back to me (and others) with something more concrete. As expected, they did nothing to actually solve the problem and in the process they resorted to lying to us about the dates.

“I got response from standard life,” one former colleague told me.

“They have stated I can confirm Standard Life has administered a pension scheme for Sirius Corporation Plc from July 2009 until December 2012. Unfortunately, there is no record of you joining the scheme during that time and it would not have been possible to join after the Scheme closed in 2012.”

Notice the above. They just used templates. They barely investigated anything on an individual basis, yet in their PDF they made it seem like it was tailored to the recipient, including individual passwords. All they changed was the name of the person and maybe the case number.

My former colleague noticed a glaring anomaly in their narrative/story. “This seems to be slightly different to what you have been told,” the former colleague said, “as I think you said it was moved in 2018.”

“2016″ was said repeatedly to me by the manager, on several occasions. So either the above letter contains a lie or the managers lied to me repeatedly over the telephone.

Here is the message I received:

Dear Dr Schestowitz

I’ve completed my investigation of your concerns since I last contacted you on 29 March 2023. Thank you for your patience.

I’ve attached a letter which outlines our position [...]

If you have any questions, or you are having a problem accessing the letter, please let me know.

Yours sincerely

???????? ??????????????

Customer Relations

The name is in the image, but we don’t want that in text.

This is more like a cover-up, not an investigation. Did it take them almost 40 days to just run a search through a database? Really!?

Did they bother contacting authorities? Did they contact Sirius?

They sent the same thing to other victims in order to cover things up, talking like a lawyers’ department, looking to cover their own behind while solving nothing at all. If this is how pensions are managed in the UK (this is a very large provider), then we’re in serious trouble.

Notice that they are not saying there’s no crime, they just resort to the equivalent of “try another department” or “none of our business!”

As a reminder, I still have papers from Standard Life with my full name, date of birth, and account/scheme code/numbers on them. I still have countless payslips showing pension contributions were made. Standard Life cannot simply claim to have nothing to do with it; Standard Life basically legitimised a fraud. The perpetrators are still not held accountable. Two of them are in the UK and one is a fugitive in the United States, residing not far from Bill Gates, whom he took money from under an NDA.

When You Report a Crime to the Police (and You’re Not Very Rich and/or Famous)

Video download link | md5sum 8f727fe7c8e05b24b7df5efabd365817
The Police Ping-Pong
Creative Commons Attribution-No Derivative Works 4.0

I recently became aware that money had been stolen from me. It was confirmed to me some days ago. I decided to report this to the authorities; failing to do so may result in any remaining money vanishing from the thieves’ account. The video above does not go into the details of the case (like this series about Sirius ‘Open Source’); instead it explains how the police handles the report.

Sadly, even in 2023 the police is looking for ‘low-grade’ thugs and people it can apprehend in the streets, not business people that it can arrest at their office. The police believes and trusts money. Culture is very much the same. “I saw X on TV, X is not in prison, hence X is probably innocent” is false logic when it comes to high-profile people, who rarely get arrested because they simply “own” the system and have expensive lawyers.

Cops are good at arresting poor people, whom they deem rather defenseless and easier to convict. But this leads to a sense of helplessness for victims of crime where the perpetrator is rich and powerful. Sometimes the cops are almost making them feel “guilty” for reporting white-collar crime because this “wastes time”; it’s not a simple physical job like arresting a person after forcibly knocking that person to the ground, based on nothing at all; I saw that done by a cop from my window just months ago… attacking an innocent bystander and then arresting him for apparently nothing. I wish I had this recorded. I wanted to report this (yes, reporting cops’ misbehaviour to the police itself), but I could not find suitable contacts.

My deep cynicism about cops isn’t new and it was the result of experiences that I covered here before. It ranges from tactless to truly irresponsible. For instance, their failure to despatch people to deal with an actual crime likely resulted in the perpetrators proceeding to yet more crimes. Basically they don’t help when it’s truly needed and I’ve experienced this firsthand, it’s not based on hearsay. This scenario is unacceptable; it’s very frustrating and disappointing because we pay them! We pay their salaries and their performance (or returns to us) does not seem to matter much.

In the above video what I have is the police (on the line) passing me from one person to another person and then the police asking me to phone the police. There’s also a barrier which serves to keep out the poor (no access to police) due to financial constraints. Think along the lines of, “too poor to report the crime”…

They’re taking advantage of that; they’re making poverty a curse and wealth a prerequisite for “access to cops”.

The crime that I reported to them is a real crime and not very outlandish. But this sort of scenario is not in the ‘script’, so they pass me on and on; passing from one colleague to another colleague is a hallmark of incompetence — the thing I experienced in the past. And just like cyberattacks 15+ years ago, these people don’t know what I’m talking about. They’re trained to just deal with very basic things; yes, they listen, but they do not actually solve crimes and punish the perpetrators.

What kind of system is this? Towards the end it feels like they convery a message like, “get off the line, you’re too poor to matter to us, your taxpayer-funded police is there to guard the rich and powerful” (and you’re not important enough).

We’re going round and round and they look for excuses to dismiss or redirect the report. For instance, they cannot refer me to the suitably-trained division (like they’re different “companies”). Why should I phone people in the City of London to report a trivial case of theft?

What if I was poor, confused, insecure, shy, confused/traumatised and barely literate? Being eloquent isn’t enough either, as confidence isn’t the same as wealth or “importance”.

Anyway, this time (for the first time) I documented my experience with the police in the form of audio.

It’s a problem not unique to the UK. As a friend reminded me this morning: “Louis Rossmann has started a series on trying to get some state agency to clarify or fix its records. The process goes beyond byzantine and is really more Kafkaesque. It’s not that the New York state is so clueless that the left hand does not know what the right hand is doing, the individual hands don’t even know themselves what they are doing. The recordings he provides are really strange and if they are in anyway representative of the population then the US has collapsed already…

Is NOW: Pensions a Scam?

Video download link | md5sum ee817ed1743c77954138a53082fbdbc1
Pension Providers That Lie
Creative Commons Attribution-No Derivative Works 4.0

Summary: Based on my own experience and a multi-month investigation (dealing with several pensions going back 12 years), pension funds in the UK are truly awful and definitely not trustworthy; colleagues too are receiving no replies to very simple enquiries and money just goes ‘missing’ with neither notification nor explanation, probably plundered by failing companies like Sirius ‘Open Source’ (which does not obey laws and keeps hiding)

THE video above is hopefully a good enough roundup of what’s happening or has been happening at Sirius ‘Open Source’ when it comes to pensions alone. We’ve been covering the subject every month since December and the latest is a whole mini-series about “Sirius ‘Open Source’ Pensiongate”. Earlier today we finally named one of the culprits (after months of frustrating lies) and the above plays a portion from a 26-minute phonecall (0:34-1:00, 7:06-7:40, 15:40 onward, 18:10-20:10, 21:05-25:03), basically skipping personal details, waiting time, and the duration they put me on hold (for over 8 minutes). The person who picked the call said he “spoke to a colleague of mine” and insisted that it “takes more investigation” or it’s “longer to process”. But it has been 20+ days since that call and his promise of letters within 5 working days wasn’t fulfilled. To make matters worse, I’ve contacted them by E-mail several times since then and they’re not even replying.

The conclusion of the series will be, no matter where you live and irrespective of how “reputable” a firm may be, if you have a pension you need to check that it is really there; either the employer or the pension providers can run away with the money without notifying anybody. Do not take anything for granted. Many of these things are like Ponzi schemes or scams. Compare to these, “bullshit jobs” are reasonably benign.

NOW: Pensions, the Pension Provider Chosen by Sirius After the Previous Pension Vanished, Has a History of Breaches

Facilitator of Fraud? There Is Already an Official Track Record of Misconduct.

NOW: Pensions logoSummary: There seems to be quite a crisis in British pension funds, which casualty ‘disappear’ funds and enable companies to plunder staff and former staff; in this series we focus on two such funds, one of which employs close to 10,000 people and covers very many companies (millions of people’s pensions)

Founded relatively recently (2011), the pension provider currently used by Sirius ‘Open Source’ has quite a colourful (and surprisingly short) past. It was moaning about the state of the economy in recent years (in public filings that we saw) and it probably struggles a lot. It’s a very small company, already sold to another due to difficulties, and its service has been truly appalling.

I cautioned them that I would take this public and name them unless things improved. It started in December and we’re in March already. It’s only getting worse. “Your repeated lies to me and your stonewalling have left me without any option but taking this public,” I said to them yesterday. “Rest assured many colleagues and clients of yours are reading this. Tomorrow I shall name your company in public and release telephone recordings to show your utterly poor record as a company, including the lies. This will be only the start.”

They didn’t respond. They never respond. I did this patiently and politely for months already. The above is an escalation in tone.

So who’s behind this company? Not many people and public records show a volatile board with many resignations. It was put up for sale 5 years ago or just over a year after Sirius had moved funds into it (after Sirius apparently silently plundered all the older pensions — the subject of further verification these days, maybe even an impeding class action lawsuit).

As it turns out, NOW: Pensions is considered dodgy; according to Wikipedia (after many edits, some of which controversial): “During the three years leading up to June 30, 2017 Now:Pensions achieved a 2.8 percent annualized return, which was significantly less than the returns achieved by almost all of its competitors during the same time.[1] In November 2017 the Pensions Regulator fined the trustees of Now:Pensions £50,000 for administration problems. Followed by a fine for £20,000 in February 2018.[1][2] In February 2019 The Cardano Group acquired Now:Pensions from ATP[3] after Now:Pensions ran into multiple administration problems and years of poor performance.[1]”

So they already got fined for breaches. Only less than a year before the fines Sirius chose this company. How come? And where did the money go?

I’ve already cautioned former colleagues about this and if this is representative of the state of the “pension industry”, then we’re all in deep quicksand and generally in trouble. Based on recent articles in the media, more and more people nowadays realise they’re affected.

In the case of NOW: Pensions, maybe they realise that some of the money that they possess is linked to fraudsters and they’d rather protect the fraudsters than do what’s right. We’ll release some audio soon.

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